2017 年上线的借贷 · 浮动借款利率
Best Crypto Earn, Staking & Yield Platforms
Find the best crypto staking, lending, yield and savings platforms in 2026. Real net yields, lock-ups and counterparty risk compared.
2020 年上线的质押 · 10% 的奖励
2021 年上线的收益与 DeFi · 仅兑换手续费
2021 年上线的借贷 · 市场利率
2022 年上线的质押 · 4% 的 MEV 奖励
2018 年上线的借贷 · 最低 2.9% APR
2019 年上线的质押 · 无平台费
2018 年上线的储蓄账户 · 最高 14% APY
2023 年上线的收益与 DeFi · 无充值手续费
2014 年上线的挖矿与算力 · 2% – 3% 手续费
2021 年上线的储蓄账户 · 最高 4.1% APY
2020 年上线的挖矿与算力 · 按合约计费
Best Crypto Earn, Staking & Yield Platforms
本分类中的所有平台均围绕加密货币收益进行评估:真实费用、提现速度、验证要求与客服质量。最关键的是无需主动管理的被动收益, 稳定币收益远高于银行, 自动复利累积。
Staking, lending and yield products advertise APY — what matters is net yield after fees and risk. Cugpy makes lock-ups and counterparty exposure visible before you commit capital.
常见问题
Advertised APY is rarely what you keep. Subtract protocol fees, lock-up illiquidity, token emissions dilution and counterparty or smart-contract risk before comparing products.
Liquid staking keeps capital transferable via a receipt token, but adds smart-contract and depeg risk. Native staking is simpler operationally with different slashing and lock-up trade-offs.
Lending products usually let you borrow against collateral or supply liquidity for variable rates. Savings products emphasise flexible or fixed interest on idle balances with less leverage involved.
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第一时间获取新评测、奖金提醒与费率变动。无垃圾邮件,随时退订。