What is MoonPay?
MoonPay launched in 2019 and has become one of the names people actually recognise in fiat-to-crypto conversion. Card-to-crypto in 30 seconds across 160+ countries. In day-to-day use the platform is judged on three things: what it costs, how quickly it moves your money, and whether it behaves the same way when markets get busy. On pricing, MoonPay sits at From 1% + network, which we have verified against the public fee schedule rather than the marketing page.
Our rating reflects fees, usability and trust rather than brand size alone. We looked at onboarding friction, how clearly limits and requirements are communicated, what happens when you need support, and whether withdrawals arrive on time. The pros and cons below are the points that would actually change your decision — not a feature list. If MoonPay is not the right fit, the alternatives further down the page cover the same use case with a different trade-off.
Key features
- Card, SEPA, Apple Pay and local rails
- Embeddable widget for apps and wallets
- Live quotes before you confirm
Pros
- Buy in under a minute with a card
- Very broad country coverage
- Delivers straight to your own wallet
Cons
- Card purchases carry the highest fees
- Limits start low until you verify
Website engagement
Top countries
- US35%
- TR32%
- AU14%
- NG10%
- JP9%
Traffic estimates come from third-party providers and may fluctuate.