What is NOWPayments?
NOWPayments launched in 2019 and has become one of the names people actually recognise in merchant crypto payment processing. Non-custodial gateway supporting 300+ assets at 0.5%. In day-to-day use the platform is judged on three things: what it costs, how quickly it moves your money, and whether it behaves the same way when markets get busy. On pricing, NOWPayments sits at 0.5% per payment, which we have verified against the public fee schedule rather than the marketing page.
Our rating reflects fees, usability and trust rather than brand size alone. We looked at onboarding friction, how clearly limits and requirements are communicated, what happens when you need support, and whether withdrawals arrive on time. The pros and cons below are the points that would actually change your decision — not a feature list. If NOWPayments is not the right fit, the alternatives further down the page cover the same use case with a different trade-off.
Key features
- Plugins for Shopify, WooCommerce and Magento
- Optional auto-conversion to fiat or stablecoins
- REST API and webhooks for custom checkouts
Pros
- No chargebacks on settled payments
- Far cheaper than card processing
- Settlement in minutes, not days
Cons
- Volatility risk without auto-conversion
- Refunds need a manual process
Website engagement
Top countries
- IN38%
- CA30%
- US15%
- TR9%
- KR8%
Traffic estimates come from third-party providers and may fluctuate.